The Federal Employees
Health Benefits Plan
offers employees the option to participate in two types
of health insurance plans; a Fee-For-Service Plan or a Prepaid Comprehensive Medical
or Health Maintenance Plan. Participation in either plan is voluntary. New employees
have 60 days from commencement of employment to enroll. Health insurance coverage
is effective at the beginning of the following pay period in which the Human Resources
Department receives the employee’s Health Insurance Election Form. The Government
shares the cost of the total premium up to 75% regardless of the plan the employee
selects. Also, employees are able to participate in the Premium Conversion program
which allows for payment of health premiums on a pre-tax basis.
Federal Employees Dental and Vision Insurance Program
The Federal Employees Dental/Vision
is available to an employee and eligible family members
on an enrollee-pay-all basis. This program allows dental and vision insurance to
be purchased on a group basis, which means competitive premiums and no pre-existing
condition limitations. Premiums for enrollees are deducted on a pre-tax basis.
Flexible Spending Account
This account consists of the Health Care Reimbursement Account and Dependent Care
The Health Care Reimbursement Account is used to set aside pre-taxed money in order
to reimburse costs that are not covered by the medical, dental, or optical portion
of the employee's health insurance.
The Dependent Care Reimbursement Account is generally used to cover dependent care
expenses incurred as a result of the employee and his or her spouse working or seeking
employment, or the employee's spouse attending school full-time.
Leave Act Benefits
The number of days of accrued annual leave per year are as follows:
Years of Service
Accrued Annual Leave
Less Than 3 Years
4 Hours Per Pay Period (13 Days Per Year)
3 - 15 Year
6 Hours Per Pay Period (20 Days Per Year)
8 Hours Per Pay Period (26 Days Per Year)
For the first three years, employees earn 13 accrued paid annual leave per year.
After their third year, they earn 20 days.
Every full time employee receives 4 hours of accrued paid sick leave per pay period
regardless of the number of years they have served with the U.S. District Court.
Commuter Benefits Program
The U.S. District Court has set up this program to assist employees with the cost
of commuting to and from work. Employees are able to pay for certain mass transit
and parking expenses incurred using pre-taxed money. Employees may set up two separate
reimbursement accounts: Mass Transit Reimbursement Account and Parking Reimbursement
Account. Under the Internal Revenue Code, employees may set aside a maximum of $245
per month towards mass transit expenses and a maximum of $245 per month towards
All new employees are automatically enrolled in the Basic Option of the Federal
Employees Group Life Insurance http://opm.gov/insure/new_employ/index.asp
unless the employee opts to waive insurance entitlement. If an employee waives their
insurance entitlement and later decides to participate in the plan, the employee
must wait until an Open Enrollment period or obtain a physical from a certified
physician before becoming eligible for enrollment. The life insurance plan also
offers employees the option to enroll in 3 additional levels beyond the Basic level:
Standard, Additional, and Family. The Government pays one third of the cost of the
employee's Basic term life insurance.
Federal Employees Retirement System (FERS)
All employees hired after December 1983 participate in the flexible Federal Employees Retirement System.
This program is comprised of three components: Social Security Benefits, an Annuity, and the Thrift Savings Plan.
The Basic Benefit and Social Security parts of FERS require an employee hired after January 1, 2014 to pay their share each pay period 4.4% of gross pay to Basic Benefit 6.2% to Social Security. However, there are some exceptions in which an employee would pay .08%. The rest of the FERS program is dedicated to the Thrift Savings Plan.
Thrift Savings Plan (TSP)
The Thrift Savings Plan is similar to the private sector's 401(k) plan in that it allows all federal employees to participate in this defined contribution retirement savings and investment plan. It also offers savings and tax benefits. Employees may enroll in the Thrift Savings Plan immediately upon joining the U.S. District Court.
The Government will match employee contributions immediately after the employee begins employment with the U.S. District Court and enrolls in the Thrift Savings Plan.
At that time, the Government will contribute 1% to the employee's plan. The first 5% an employee contributes to the TSP is matched by the Government at a total of 4%.
10 Federal Holidays
Each year the U.S. District Court observes a minimum of 10 paid holidays. These holidays are:
- New Years Day, January 1st
- Martin Luther King Day, 3rd Monday in January
- Washington's Birthday, 3rd Monday in February
- Memorial Day, Last Monday in May
- Independence Day, July 4th
- Labor Day, 1st Monday in September
- Columbus Day, 2nd Monday in October
- Veterans Day, November 11th
- Thanksgiving Day, 4th Thursday in November
- Christmas Day, December 25th
There are a few other wonderful programs available to employees in addition to the programs listed above. Employees enter these other programs as private consumers. These benefits include:
- Long Term Care Insurance
- Opportunity to join the Credit Union
- Long Term Disability Insurance
- Child Care Facilities
- Health Club Membership
- Employee Assistance Program
- Occupational Health Center
At the end of each month, budget permitting, U.S. District Court employees receive a transit voucher.
Please contact Human Resources for any questions at 312-435-5599.